:root{
  --qet-blue:#1269ad;
  --qet-blue-dark:#0d578f;
  --qet-ink:#18323a;
  --qet-muted:#65777e;
  --qet-line:#dfe8ec;
  --qet-blue-soft:#eef6fb;
  --qet-green:#18794e;
  --qet-green-soft:#edf8f3;
  --qet-amber:#9a6700;
  --qet-amber-soft:#fff8e8;
  --qet-red:#b42318;
  --qet-red-soft:#fff1f0;
}
.qet-hero{padding:54px 0 34px;background:linear-gradient(180deg,#fff 0%,#f9fcfe 100%);border-bottom:1px solid #edf2f4}
.qet-breadcrumb{display:flex;gap:9px;align-items:center;margin-bottom:20px;font-size:13px;font-weight:750;color:#718188}
.qet-breadcrumb a{color:var(--qet-blue)}
.qet-hero-row{display:grid;grid-template-columns:1fr auto;gap:48px;align-items:end}
.qet-title-wrap{max-width:815px}
.qet-kicker,.qet-step{display:block;color:var(--qet-blue);font-size:12px;font-weight:850;letter-spacing:.07em;text-transform:uppercase}
.qet-title-wrap h1{margin:6px 0 14px;font-size:clamp(38px,5vw,60px);line-height:1.03;letter-spacing:-.045em;color:var(--qet-ink)}
.qet-title-wrap p{max-width:760px;margin:0;color:var(--qet-muted);font-size:18px}
.qet-mode-switch{display:grid;grid-template-columns:1fr 1fr;width:400px;padding:5px;border:1px solid #d8e3e8;border-radius:16px;background:#f5f8f9}
.qet-mode-btn{border:0;border-radius:11px;padding:13px 16px;background:transparent;color:#52686f;text-align:left;cursor:pointer}
.qet-mode-btn strong{display:block;font-size:15px}
.qet-mode-btn span{display:block;margin-top:2px;font-size:12px;color:#7b8b91}
.qet-mode-btn.is-active{background:#fff;color:var(--qet-blue);box-shadow:0 4px 14px rgba(21,49,59,.09)}

.qet-tool-section{padding:38px 0 76px;background:#f8fbfc}
.qet-mode-panel[hidden]{display:none!important}
.qet-tool-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:22px;align-items:start}
.qet-panel{background:#fff;border:1px solid var(--qet-line);border-radius:20px;padding:26px;box-shadow:0 10px 30px rgba(21,49,59,.045)}
.qet-panel-head{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:22px}
.qet-panel-head h2{margin:4px 0 0;font-size:23px;letter-spacing:-.025em}
.qet-live-badge,.qet-table-note{padding:6px 9px;border-radius:999px;background:var(--qet-blue-soft);color:var(--qet-blue);font-size:11px;font-weight:800;white-space:nowrap}
.qet-section-label{margin:25px 0 12px;padding-bottom:7px;border-bottom:1px solid #edf2f4;color:#4c646d;font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.qet-section-label:first-of-type{margin-top:0}

.qet-fields{display:grid;gap:16px}
.qet-field-row{display:grid;gap:14px}
.qet-field-row-2{grid-template-columns:1fr 1fr}
.qet-field-row-3{grid-template-columns:repeat(3,1fr)}
.qet-field-row-4{grid-template-columns:repeat(4,1fr)}
.qet-field>span{display:block;margin-bottom:7px;color:#344e57;font-size:13px;font-weight:800}
.qet-field small{display:block;margin-top:6px;color:#7a8b91;font-size:12px;line-height:1.4}
.qet-money-input,.qet-percent-input,.qet-plain-input,.qet-select-wrap{display:flex;align-items:center;min-height:48px;border:1px solid #cbd9df;border-radius:11px;background:#fff;overflow:hidden}
.qet-money-input:focus-within,.qet-percent-input:focus-within,.qet-plain-input:focus-within,.qet-select-wrap:focus-within{border-color:var(--qet-blue);box-shadow:0 0 0 3px rgba(18,105,173,.08)}
.qet-money-input>span:first-child,.qet-percent-input>span:last-child,.qet-plain-input>span:last-child{padding:0 13px;color:#65787f;font-size:13px;font-weight:750;background:#f7fafb;align-self:stretch;display:flex;align-items:center;border-right:1px solid #e2e9ec}
.qet-percent-input>span:last-child,.qet-plain-input>span:last-child{border-right:0;border-left:1px solid #e2e9ec}
.qet-money-input input,.qet-percent-input input,.qet-plain-input input,.qet-select-wrap select{width:100%;min-width:0;border:0;outline:0;padding:12px 13px;background:transparent;color:var(--qet-ink);font-size:15px;font-weight:750}
.qet-formula-note{display:grid;grid-template-columns:auto 1fr;gap:11px;margin-top:20px;padding:14px 16px;border-radius:12px;background:var(--qet-blue-soft);color:#4f6f7e;font-size:13px}
.qet-formula-note strong{color:var(--qet-blue)}
.qet-rule-note{margin-top:20px;padding:16px;border:1px solid #d9e8f1;border-radius:13px;background:#f6fbfe}
.qet-rule-note strong{display:block;color:var(--qet-blue);font-size:13px}
.qet-rule-note p{margin:6px 0 0;color:#5c747e;font-size:13px;line-height:1.5}
.qet-action-row{display:flex;gap:10px;margin-top:20px}
.qet-btn{min-height:46px;border-radius:11px;padding:0 16px;font-weight:850;cursor:pointer}
.qet-btn-primary{border:1px solid var(--qet-blue);background:var(--qet-blue);color:#fff}
.qet-btn-primary:hover{background:var(--qet-blue-dark)}
.qet-btn-secondary{border:1px solid var(--qet-line);background:#fff;color:#435b63}
.qet-btn-advanced{width:100%;margin-top:16px;border:1px solid #cadce5;background:#fff;color:var(--qet-blue)}

.qet-results-panel{position:sticky;top:106px}
.qet-results-head{align-items:center}
.qet-print-btn{border:1px solid var(--qet-line);border-radius:9px;background:#fff;padding:7px 11px;color:#536970;font-size:12px;font-weight:800;cursor:pointer}
.qet-primary-result{padding:23px;border:1px solid #d6eaf7;border-radius:16px;background:var(--qet-blue-soft)}
.qet-primary-result>span{display:block;color:#5c7885;font-size:13px;font-weight:750}
.qet-primary-result>strong{display:block;margin:5px 0 2px;color:var(--qet-blue);font-size:38px;line-height:1;letter-spacing:-.04em}
.qet-primary-result>small{color:#68808a}
.qet-primary-result.is-good{background:var(--qet-green-soft);border-color:#cfe9dc}
.qet-primary-result.is-good>strong{color:var(--qet-green)}
.qet-primary-result.is-warn{background:var(--qet-amber-soft);border-color:#f1dfae}
.qet-primary-result.is-warn>strong{color:var(--qet-amber)}
.qet-status-card{display:flex;justify-content:space-between;align-items:center;gap:18px;margin-top:14px;padding:15px 17px;border:1px solid var(--qet-line);border-radius:13px}
.qet-status-card>div span{display:block;color:#6b7e85;font-size:12px;font-weight:750}
.qet-status-card>div strong{display:block;margin-top:2px;font-size:22px;color:var(--qet-ink)}
.qet-status-chip{padding:6px 9px;border-radius:999px;background:var(--qet-amber-soft);color:var(--qet-amber);font-size:11px;font-weight:850}
.qet-status-chip.is-good{background:var(--qet-green-soft);color:var(--qet-green)}
.qet-status-chip.is-bad{background:var(--qet-red-soft);color:var(--qet-red)}
.qet-metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}
.qet-metric{padding:14px;border:1px solid var(--qet-line);border-radius:12px;background:#fff}
.qet-metric span{display:block;color:#6c7e85;font-size:11px;font-weight:750}
.qet-metric strong{display:block;margin-top:4px;font-size:17px;color:#213b43}
.qet-quarter-box{margin-top:14px;padding:16px;border:1px solid var(--qet-line);border-radius:13px;background:#fbfdfe}
.qet-quarter-head{display:flex;justify-content:space-between;gap:14px;align-items:center;font-size:12px;color:#61757c}
.qet-quarter-head strong{color:#344e57}
.qet-quarter-box p{margin:8px 0 0;color:#70838b;font-size:12px;line-height:1.45}
.qet-takeaway{margin-top:14px;padding:15px 16px;border-left:4px solid var(--qet-blue);border-radius:0 11px 11px 0;background:#f6fafc}
.qet-takeaway span{display:block;color:var(--qet-blue);font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.qet-takeaway p{margin:5px 0 0;color:#4e666f;font-size:13px;line-height:1.5}

.qet-wide-panel{margin-top:22px}
.qet-table-wrap{overflow-x:auto;border:1px solid #e4ebee;border-radius:12px}
.qet-table{width:100%;border-collapse:collapse;min-width:900px}
.qet-table th,.qet-table td{padding:12px 13px;border-bottom:1px solid #e8eef0;text-align:right;font-size:12px}
.qet-table th{background:#f6f9fa;color:#60747c;font-weight:850}
.qet-table th:first-child,.qet-table td:first-child{text-align:left}
.qet-table tbody tr:last-child td{border-bottom:0}
.qet-table td strong{color:#29434c}
.qet-signal{display:inline-block;padding:5px 8px;border-radius:999px;font-size:11px;font-weight:850}
.qet-signal-good{background:var(--qet-green-soft);color:var(--qet-green)}
.qet-signal-warn{background:var(--qet-amber-soft);color:var(--qet-amber)}
.qet-signal-bad{background:var(--qet-red-soft);color:var(--qet-red)}

.qet-comparison-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.qet-comparison-card{padding:18px;border:1px solid var(--qet-line);border-radius:14px;background:#fff}
.qet-comparison-card>span{display:block;color:#647980;font-size:12px;font-weight:800}
.qet-comparison-card>strong{display:block;margin:7px 0;color:#29434c;font-size:25px}
.qet-comparison-card>p{margin:0;color:#708188;font-size:12px;line-height:1.45}
.qet-comparison-card-best{background:var(--qet-blue-soft);border-color:#cfe4f1}
.qet-comparison-card-best>strong{color:var(--qet-blue)}
.qet-source-note{margin-top:18px;padding:15px 17px;border:1px solid #e0e8eb;border-radius:13px;background:#fff;color:#667980;font-size:12px;line-height:1.5}
.qet-source-note strong{color:#425c65}

.qet-explainer{padding:72px 0}
.qet-explainer-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}
.qet-explainer h2{margin:7px 0 0;font-size:34px;line-height:1.12;letter-spacing:-.035em}
.qet-explainer-copy p{margin:0 0 14px;color:#5d727a}
.qet-mini-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px}
.qet-mini-cards>div{padding:18px;border:1px solid var(--qet-line);border-radius:14px}
.qet-mini-cards strong{display:block;margin-bottom:5px;color:#29434c}
.qet-mini-cards span{display:block;color:#6a7d84;font-size:13px}

@media(max-width:1050px){
  .qet-field-row-4{grid-template-columns:1fr 1fr}
}
@media(max-width:980px){
  .qet-hero-row{grid-template-columns:1fr}
  .qet-mode-switch{width:min(100%,520px)}
  .qet-tool-grid{grid-template-columns:1fr}
  .qet-results-panel{position:static}
}
@media(max-width:760px){
  .qet-field-row-2,.qet-field-row-3,.qet-field-row-4,.qet-metric-grid,.qet-comparison-grid,.qet-explainer-grid,.qet-mini-cards{grid-template-columns:1fr}
  .qet-mode-switch{width:100%}
  .qet-panel{padding:20px}
  .qet-action-row{flex-direction:column}
  .qet-btn{width:100%}
}
@media(max-width:430px){
  .qet-mode-switch{grid-template-columns:1fr}
}
@media print{
  .site-header,.footer,.qet-mode-switch,.qet-input-panel,.qet-print-btn,.qet-btn-advanced,.qet-explainer{display:none!important}
  .qet-tool-section{padding:0;background:#fff}
  .qet-results-panel,.qet-wide-panel{box-shadow:none;border:1px solid #ccc}
  .qet-tool-grid{display:block}
}