:root{--sv-blue:#1269ad;--sv-blue-dark:#0d578f;--sv-soft:#eef6fb;--sv-ink:#18323a;--sv-muted:#64747b;--sv-line:#dfe8ec;--sv-panel:#f7fafb;--sv-good:#18794e;--sv-warn:#9a6700;--sv-danger:#b42318}
.sv-hero{padding:58px 0 36px;background:linear-gradient(180deg,#fff 0%,#f8fbfd 100%);border-bottom:1px solid var(--sv-line)}
.sv-breadcrumb{display:flex;align-items:center;gap:9px;margin-bottom:19px;color:#75868d;font-size:13px;font-weight:750}.sv-breadcrumb a{color:var(--sv-blue)}
.sv-hero-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:44px;align-items:end}.sv-title-wrap{max-width:800px}.sv-kicker,.sv-step{display:block;margin-bottom:8px;color:var(--sv-blue);font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.sv-title-wrap h1{margin:0 0 13px;font-size:clamp(38px,5vw,60px);line-height:1.03;letter-spacing:-.045em;color:var(--sv-ink)}.sv-title-wrap p{max-width:750px;margin:0;color:var(--sv-muted);font-size:18px}
.sv-mode-switch{display:grid;grid-template-columns:1fr 1fr;padding:5px;border:1px solid var(--sv-line);border-radius:16px;background:#fff;box-shadow:0 10px 28px rgba(21,49,59,.06)}.sv-mode-btn{min-width:130px;padding:12px 17px;border:0;border-radius:11px;background:transparent;color:#64767d;text-align:left;cursor:pointer}.sv-mode-btn strong,.sv-mode-btn span{display:block}.sv-mode-btn strong{font-size:15px}.sv-mode-btn span{margin-top:2px;font-size:11px}.sv-mode-btn.is-active{background:var(--sv-blue);color:#fff;box-shadow:0 8px 18px rgba(18,105,173,.2)}
.sv-tool-section{padding:34px 0 64px;background:#f7fafb}.sv-mode-panel{display:none}.sv-mode-panel.is-active{display:block}.sv-tool-grid{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(380px,.94fr);gap:22px;align-items:start}.sv-advanced-layout{display:grid;grid-template-columns:minmax(0,1.16fr) minmax(410px,.84fr);gap:22px;align-items:start}.sv-panel{border:1px solid var(--sv-line);border-radius:22px;background:#fff;box-shadow:0 12px 34px rgba(21,49,59,.055)}.sv-input-panel,.sv-advanced-inputs{padding:27px}.sv-results-panel,.sv-advanced-results{position:sticky;top:105px;padding:27px}
.sv-panel-head{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;margin-bottom:23px}.sv-panel-head h2{margin:0;font-size:24px;line-height:1.12;letter-spacing:-.025em;color:var(--sv-ink)}.sv-live-badge{flex:0 0 auto;padding:6px 9px;border-radius:999px;background:#eaf7f0;color:var(--sv-good);font-size:11px;font-weight:850}.sv-print-btn{padding:7px 11px;border:1px solid var(--sv-line);border-radius:9px;background:#fff;color:#526970;font-size:12px;font-weight:800;cursor:pointer}.sv-print-btn:hover{border-color:#b9cbd3;color:var(--sv-blue)}
.sv-fields{display:grid;gap:17px}.sv-field-row{display:grid;gap:15px}.sv-field-row-2{grid-template-columns:repeat(2,minmax(0,1fr))}.sv-field-row-3{grid-template-columns:repeat(3,minmax(0,1fr))}.sv-field{display:block;min-width:0}.sv-field>span{display:block;margin-bottom:7px;color:#314c55;font-size:13px;font-weight:800}.sv-field small{display:block;margin-top:6px;color:#7b8b91;font-size:11px;line-height:1.4}.sv-money-input,.sv-percent-input,.sv-plain-input,.sv-select-wrap{display:flex;align-items:center;min-width:0;height:48px;border:1px solid #cbd9df;border-radius:11px;background:#fff;overflow:hidden;transition:.15s ease}.sv-money-input:focus-within,.sv-percent-input:focus-within,.sv-plain-input:focus-within,.sv-select-wrap:focus-within{border-color:var(--sv-blue);box-shadow:0 0 0 3px rgba(18,105,173,.08)}.sv-money-input>span,.sv-percent-input>span,.sv-plain-input>span{flex:0 0 auto;padding:0 13px;color:#75878e;font-size:13px;font-weight:800}.sv-money-input>span{border-right:1px solid #edf1f3}.sv-percent-input>span,.sv-plain-input>span{border-left:1px solid #edf1f3}.sv-money-input input,.sv-percent-input input,.sv-plain-input input{width:100%;min-width:0;height:100%;padding:0 13px;border:0;outline:0;background:transparent;color:var(--sv-ink);font-weight:750}.sv-select-wrap select{width:100%;height:100%;padding:0 36px 0 13px;border:0;outline:0;background:#fff;color:var(--sv-ink);font-weight:700}
.sv-formula-note{display:grid;grid-template-columns:auto 1fr;gap:13px;margin-top:21px;padding:15px;border:1px solid #d9eaf4;border-radius:13px;background:var(--sv-soft);font-size:12px}.sv-formula-note strong{color:var(--sv-blue)}.sv-formula-note span{color:#58727e}.sv-action-row{display:flex;gap:10px;margin-top:20px}.sv-btn{min-height:46px;padding:0 17px;border-radius:11px;font-weight:850;cursor:pointer}.sv-btn-primary{border:1px solid var(--sv-blue);background:var(--sv-blue);color:#fff}.sv-btn-primary:hover{background:var(--sv-blue-dark)}.sv-btn-secondary{border:1px solid var(--sv-line);background:#fff;color:#526970}
.sv-alert{margin-bottom:14px;padding:12px 14px;border-radius:10px;background:#fff2f0;color:var(--sv-danger);font-size:13px;font-weight:700}.sv-primary-result{padding:23px;border-radius:17px;background:linear-gradient(135deg,#1269ad,#0d578f);color:#fff}.sv-primary-result span,.sv-primary-result small,.sv-primary-result strong{display:block}.sv-primary-result span{font-size:12px;font-weight:800;opacity:.86}.sv-primary-result strong{margin:4px 0 1px;font-size:clamp(34px,4vw,48px);line-height:1;letter-spacing:-.045em}.sv-primary-result small{font-size:11px;opacity:.8}
.sv-range-card{margin-top:14px;padding:16px;border:1px solid var(--sv-line);border-radius:14px}.sv-range-head{display:flex;justify-content:space-between;gap:12px;align-items:center;font-size:12px;color:#64777e}.sv-range-head strong{color:var(--sv-ink);font-size:15px}.sv-range-track{position:relative;height:9px;margin:15px 0 8px;border-radius:999px;background:#e7eef1;overflow:visible}.sv-range-track span{position:absolute;left:8%;right:8%;height:100%;border-radius:999px;background:linear-gradient(90deg,#98c4df,#1269ad)}.sv-range-track i{position:absolute;left:50%;top:50%;width:14px;height:14px;border:3px solid #fff;border-radius:50%;background:var(--sv-blue);box-shadow:0 1px 5px rgba(0,0,0,.22);transform:translate(-50%,-50%)}.sv-range-labels{display:flex;justify-content:space-between;color:#87969b;font-size:10px}
.sv-metric-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:14px}.sv-metric{padding:14px;border:1px solid var(--sv-line);border-radius:12px;background:#fff}.sv-metric span,.sv-metric strong{display:block}.sv-metric span{margin-bottom:4px;color:#77888e;font-size:10px;font-weight:750}.sv-metric strong{color:var(--sv-ink);font-size:17px;letter-spacing:-.02em}
.sv-method-bars,.sv-risk-summary,.sv-scenarios{margin-top:14px;padding:16px;border:1px solid var(--sv-line);border-radius:14px}.sv-bars-head,.sv-risk-head,.sv-scenarios-head{display:flex;justify-content:space-between;gap:14px;margin-bottom:13px;color:#64777e;font-size:11px;font-weight:800}.sv-bars-head strong,.sv-risk-head strong,.sv-scenarios-head strong{color:var(--sv-ink)}.sv-bar-row+.sv-bar-row{margin-top:12px}.sv-bar-row>div:first-child{display:flex;justify-content:space-between;gap:12px;margin-bottom:5px;color:#64777e;font-size:11px}.sv-bar-row strong{color:var(--sv-ink)}.sv-bar{height:7px;border-radius:999px;background:#edf2f4;overflow:hidden}.sv-bar span{display:block;height:100%;border-radius:999px;background:var(--sv-blue);transition:width .25s ease}
.sv-verdict{margin-top:14px;padding:16px;border-left:4px solid var(--sv-blue);border-radius:0 12px 12px 0;background:var(--sv-soft)}.sv-verdict strong{display:block;margin-bottom:4px;color:var(--sv-ink);font-size:13px}.sv-verdict p{margin:0;color:#5f7781;font-size:11px}.sv-advanced-link{width:100%;margin-top:12px;padding:11px;border:0;background:transparent;color:var(--sv-blue);font-size:12px;font-weight:850;cursor:pointer}
.sv-input-section{padding:22px 0;border-top:1px solid var(--sv-line)}.sv-input-section:first-of-type{padding-top:0;border-top:0}.sv-section-title{display:flex;align-items:flex-start;gap:12px;margin-bottom:16px}.sv-section-title>span{display:grid;place-items:center;flex:0 0 28px;width:28px;height:28px;border-radius:9px;background:var(--sv-soft);color:var(--sv-blue);font-size:12px;font-weight:900}.sv-section-title h3{margin:1px 0 2px;color:var(--sv-ink);font-size:16px}.sv-section-title p{margin:0;color:#829197;font-size:11px}
.sv-risk-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.sv-risk-grid div{display:flex;justify-content:space-between;gap:10px;padding:9px 10px;border-radius:9px;background:#f7fafb;color:#71838a;font-size:10px}.sv-risk-grid strong{color:var(--sv-ink)}
.sv-method-table-wrap{margin-top:14px;border:1px solid var(--sv-line);border-radius:14px;overflow:auto}.sv-method-table{width:100%;border-collapse:collapse;min-width:590px}.sv-method-table th,.sv-method-table td{padding:12px 13px;border-bottom:1px solid var(--sv-line);text-align:right;font-size:11px}.sv-method-table th:first-child,.sv-method-table td:first-child{text-align:left}.sv-method-table th{background:#f7fafb;color:#71838a;font-size:10px;text-transform:uppercase;letter-spacing:.04em}.sv-method-table tbody tr:last-child td{border-bottom:0}.sv-method-table td{color:#405860;font-weight:750}.sv-method-table td strong,.sv-method-table td small{display:block}.sv-method-table td small{margin-top:2px;color:#87969b;font-size:9px;font-weight:600}
.sv-scenario-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:10px 0;border-top:1px solid var(--sv-line)}.sv-scenario-row:first-of-type{border-top:0}.sv-scenario-row span,.sv-scenario-row small{display:block}.sv-scenario-row span{color:#415961;font-size:11px;font-weight:800}.sv-scenario-row small{margin-top:2px;color:#87969b;font-size:9px}.sv-scenario-row>strong{color:var(--sv-ink);font-size:15px}.sv-scenario-row.is-base>strong{color:var(--sv-blue)}
.sv-info-section{padding:64px 0 76px;background:#fff}.sv-info-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.sv-info-grid article{padding:24px;border:1px solid var(--sv-line);border-radius:17px}.sv-info-grid article>span{display:block;margin-bottom:20px;color:var(--sv-blue);font-size:12px;font-weight:900}.sv-info-grid h2{margin:0 0 8px;color:var(--sv-ink);font-size:18px}.sv-info-grid p{margin:0;color:var(--sv-muted);font-size:13px}.sv-disclaimer{margin-top:18px;padding:20px 23px;border-radius:15px;background:#f7fafb;color:#63767d;font-size:12px}.sv-disclaimer strong{display:block;margin-bottom:4px;color:var(--sv-ink)}.sv-disclaimer p{margin:0}
@media(max-width:1080px){.sv-tool-grid,.sv-advanced-layout{grid-template-columns:1fr}.sv-results-panel,.sv-advanced-results{position:static}.sv-advanced-results{max-width:none}.sv-field-row-3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.sv-hero{padding-top:38px}.sv-hero-row{grid-template-columns:1fr;gap:25px;align-items:start}.sv-mode-switch{width:100%}.sv-mode-btn{min-width:0;text-align:center}.sv-tool-section{padding-top:20px}.sv-panel,.sv-input-panel,.sv-results-panel,.sv-advanced-inputs,.sv-advanced-results{padding:19px;border-radius:17px}.sv-field-row-2,.sv-field-row-3,.sv-info-grid{grid-template-columns:1fr}.sv-action-row{flex-direction:column}.sv-action-row .sv-btn{width:100%}.sv-formula-note{grid-template-columns:1fr}.sv-metric-grid{grid-template-columns:1fr 1fr}.sv-title-wrap p{font-size:16px}}
@media(max-width:470px){.sv-metric-grid,.sv-risk-grid{grid-template-columns:1fr}.sv-panel-head{gap:10px}.sv-panel-head h2{font-size:20px}.sv-primary-result strong{font-size:34px}.sv-range-head{align-items:flex-start;flex-direction:column}.sv-range-labels{font-size:9px}.sv-info-section{padding-top:48px}}
@media print{.site-header,.footer,.sv-mode-switch,.sv-action-row,.sv-print-btn,.sv-advanced-link,.sv-info-section{display:none!important}.sv-hero{padding:0 0 20px;border:0}.sv-tool-section{padding:0;background:#fff}.sv-mode-panel{display:none!important}.sv-mode-panel.is-active{display:block!important}.sv-tool-grid,.sv-advanced-layout{display:block}.sv-panel{border:0;box-shadow:none;padding:0}.sv-input-panel,.sv-advanced-inputs{display:none}.sv-results-panel,.sv-advanced-results{position:static}.sv-title-wrap h1{font-size:32px}.sv-primary-result{background:#eef6fb!important;color:#18323a!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}}
/* Prevent advanced controls and tables from widening narrow screens. */
.sv-tool-grid,.sv-advanced-layout,.sv-panel,.sv-input-panel,.sv-results-panel,.sv-advanced-inputs,.sv-advanced-results,.sv-input-section,.sv-field-row,.sv-field,.sv-method-table-wrap{min-width:0;max-width:100%}
.sv-select-wrap select{min-width:0;max-width:100%}
.sv-method-table-wrap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}